Specializing in Insurance Regulation for over 20 years
Richard A. Brown, Attorney-At-Law

Richard A. Brown, Attorney-At-Law

Richard A. BrownRichard A. ("Rick") Brown represents regulators, insurers, reinsurers, agents and brokers, and commercial insureds in insurance regulatory and related matters nationwide.

Mr. Brown acts for clients on a wide range of insurance regulatory matters before the California Department of Insurance and other state insurance departments. Matters include market conduct examinations, Insurance Holding Company System transactions, Mutual Holding Company formation, demutualizations, regulatory inquiries and investigations, consumer complaints, applications for certificates of authority, agent and broker issues, premium tax audits, and general regulatory compliance matters.

He regularly advises bank-insurance operations, both wholesale and retail production, on regulatory, litigation, and compliance matters.

Mr. Brown is well-versed in surplus line and nonadmitted market matters and has authored multiple articles about the Nonadmitted and Reinsurance Reform Act (NRRA), Subtitle B, Part I, Dodd-Frank Wall Street Reform and Consumer Protection Act, as well as state efforts to implement the NRRA. He also has authored multiple amicus briefs on important surplus line issues for industry trade organizations, is the architect of California Insurance Code (CIC) § 1780.50, et. seq. (Surplus Line Advisory Organization), and principally responsible for revising the Constitution of the Surplus Line Association of California in its entirety.

He represents agents and brokers in regulatory and E&O matters that require a deep understanding of the surplus lines industry wholesale distribution system, and has served as an expert witness for alternative dispute resolution of issues implicating the U.S. surplus lines laws.

Prior to opening his own practice in 2008, Mr. Brown was a member of Fried, Frank, Harris, Shriver & Jacobson as partner responsible for the firm’s Insurance Industry Practice; partner and Chair of Manatt Phelps & Phillips’ Insurance Industry Practice; and Senior Counsel with Dewey & LeBoeuf.

Based in San Francisco, Mr. Brown combines Wall Street senior partner expertise with service at cost-effective rates. Clients consider him thorough, responsive, and exceptionally creative.

Mr. Brown is admitted to practice in California, New York, Florida, and Washington, D.C He is a graduate of UCLA Law School (JD 1972; Order of the Coif; Article and Comment Editor UCLA Law Review) and Cal-State Los Angeles (B.S. Business, accounting, 1969).


office: 415.752.2330  |  mobile: 917.359.9232  |  RAB@InsuRegulatory.com  ibnr@earthlink.net